Transport

How much does an uninsured transport cost?

We provide insurance coverage for shipments regardless of the type of goods, the conveying vehicle, or the route. To help you choose the best protection, we offer options for air, road, river, or sea transport, or combined transport, tailored to your specific needs.

Goods in Transit Insurance Cover (Cargo)

In domestic and international transport, shipments or goods in transit are exposed to significant risks, leading to partial or total damage.

We provide cargo insurance coverage regardless of the type of goods, the conveying vehicle, or the route. Based on your needs, choose coverage for air, road, river, or sea transport, or combined transport. Whether your business involves transporting goods, trade, or import-export, whether you run a shipping company or are a transport organiser, our insurance solutions are designed to give you peace of mind.

In accordance with the CMR (Carriers Liability) Convention, arrange a policy to insure your liability as a carrier.

International Cargo

It is designed for all commercial import-export companies, whether they use their own or other carriers’ conveying vehicles, within and outside the borders of the Republic of Macedonia, worldwide.

Depending on the scope of your work, we can offer you:

• Individual policy per cargo – AAR (Against All Risks) Clause coverage, or “Against All Risks” Clause;
• Annual policy – AAR (Against All Risks) Clause coverage, or “Against All Risks” Clause;
• Possible insurance against additional and special risks;
• Insurance cover under Institute Cargo Clauses A, B, C, War and Strike, as last amended on 01.01.2009.

Domestic Cargo

This policy provides reliable protection against losses or damage to commercial goods transported within the territory of the Republic of Macedonia.

Coverage attaches to the shipment upon passage beyond the warehouse threshold and remains in force until unloading is complete. Subject to your specific risk profile, and irrespective of the nature of the cargo, the means of conveyance (van, pickup, light commercial vehicle, truck) or the route, our cargo insurance policies are available to provide continuous protection.

Individual policy
– AAR (Against All Risks) Clause Coverage, or “Against All Risks” Clause;

• Covers all damages incurred as a result of physical losses or damages to the insured goods in transit.
• Loss or damages caused by or resulting from nature of the cargo or shortage of goods, as well as consequential to gross negligence of the insured are excluded.

Annual coverage policy according to Package A / Package B

An annual policy provides more benefits and many opportunities for bonuses and discounts. You can agree on a shorter period, from 1 to 12 months.

General Policy – AAR (Against All Risks) Clause Coverage, or “Against All Risks” Clause

• Covers all damages incurred as a result of physical losses or damages to the insured goods in transit.

Carrier Liability Insurance (CMR)

This policy allows you to take responsibility for safely transporting the shipments entrusted to you. As a carrier, you are insured against liability for damages to the clients, that is, to the cargo owners, in international and domestic transport.

This insurance is designed in accordance with the CMR Convention and may include:

• Each carrier with a commercial vehicle/truck/tow truck receives an annual policy per vehicle, which is valid for all transportation during the year.
• Each organiser of transport (for all vehicles, own and/or rented) – the policy is concluded annually, and each transport is reported separately.

These are just some of the possible damages for which your liability can be proven while carrying out the transport:

• Total or partial loss of shipments;
• Damage to shipments and containers;
• Delayed shipments.

The policy showcases your professionalism with both domestic and foreign partners, reinforcing your business’s reliability and encouraging trust.

Payment of the premium in instalments

Contact our sales representatives to discuss your company’s unique insurance needs. They will help you find the best coverage options. Call 02/3115-188 or email  info@insumak.mk. All consultations are free and without obligation, ensuring you feel supported and valued.