We wish you great travel experiences.
When you are travelling you could face an unexpected accident, illness or necessity for immediate medical treatment or hospitalization or unavoidable surgical treatment, the Travel Insurance Coverage is designed to protect you wherever you are through travel assistance services available 24/7.
Please consider our travel insurance coverages of “Visa”, “Classic” and Classic Plus”, “Economic” and “Economic Plus” well before you make any decision.
Afterwards, look at the options below and chose your coverage based on the frequency and type of travel.
COVERAGE TABLE
Risks insured and Sum Insured
| RISKS INSURED | CLASSIC | CLASSIC PLUS | VISA | THE ECONOMIST | ECONOMIC PLUS |
| Emergency medical expenses incurred due to accident | up to 30,000 € | up to 50,000 € | up to 30,000 € | up to 10,000 € | up to 10.000 € |
| Emergency medical expenses incurred due to illness | up to 15,000 € | up to 30,000 € | up to 15,000 € | up to 10,000 € | up to 10.000 € |
| Extended stay after hospital treatment | up to 200 € | up to 400 € | |||
| Compassionate emergency visit | up to 200 € | up to 400 € | |||
Emergency phone expenses
|
up to 25 € | up to 50 € | |||
| Repatriation of children under 14 years of age | up to 15,000 € | up to 25,000 € | up to 5,000 € | up to 2,000 € | up to 2,000 € |
| Repatriation of mortal remains | up to 15,000 € | up to 25,000 € | up to 5,000 € | up to 2,000 € | up to 2,000 € |
| Early return tdue to R. Macedonia due to illness or death of family member | Pursuant to Article 30 of the Terms and Conditions | Pursuant to Article 30 of the Terms and Conditions | |||
Luggage delay:
|
50 EUR 100 EUR |
100 EUR 200 EUR |
|||
| Theft, robbery or damage to luggage | up to 30,000 MKD | up to 40,000 MKD | up to 20,000 MKD | ||
| Theft, robbery of luggage from a motor vehicle | up to 15,000 MKD | up to 20,000 MKD | up to 20,000 MKD | ||
| Loss of travel documents | up to 1,500 MKD | up to 3,000 MKD | |||
| Death due to accident | 150,000 MKD | 250,000 MKD | |||
| Return of a motor vehicle | Pursuant to Article 33 of the Terms and Conditions | ||||
| Rescheduling official meetings | Pursuant to Article 34 of the Terms and Conditions | ||||
| Trip cancellation | 3,000 MKD | ||||
| Legal Assistance and Legal Assistance Insurance | up to 6,000 EUR |
HOW TO CHOOSE YOUR TRAVEL INSURANCE POLICY?
Indemnity for any claim arising from insured loss or damage will be paid dependant on the selected insurance policy and cover options. If you choose a deductible or it has already been included in the insurance coverage, it shall mean that you have to pay part of the insurance claim.
The examples and the summary of benefits given above are not contractual, but can be used for informational purposes only. When signing the insurance contract, you will be given the Travel Insurance Terms and Conditions including all your rights and obligations.
Whether you need a single trip option or you are a frequent traveller for a certain period of time or you need a group trip option, please consider the coverages and benefits without or with included deductibles and discounts.
Get practical advice from our experienced agents and a free quote. For all the details and differences in the policies, as well as the scope of coverage, read the Terms and Condition of Insurance or give us a call.
INSURANCE TERMS AND CONDITIONS +389 (02) 3115 188