Personal Accident

Every day, we encounter people seeking financial assistance or support after a sudden injury, who remind us that it can happen to anyone.

We know we can’t predict or avoid anything like this, but we can protect ourselves with insurance that provides financial compensation to mitigate the consequences.

What is Accident Insurance?

Accident insurance is voluntary insurance for persons that covers risks to human health and life.

It is an indication of concern for one’s health.

An accident also brings with it reduced contributions, additional costs, and material problems, so accident insurance provides financial compensation to help you recover.

We offer you a way to avoid the accident that follows.

Insurance Premium Discounts

When insured with a policy on an individual basis, and if insured loss events do not occur, the insured will receive discounts:

• 5% for one past year
• 10% for two consecutive years
• 15% for 3 straight years

ACCIDENTS

(Below are some of the risks insured against with our policies):

• Run over
• Collision
• Impact of object or with an object
• Electric shock or lightning strike
• Fall
• Slide
• Demolition
• A stab with an object
• Insect sting
• Blow or bite by an animal
• Poisoning
• Burns
• Suffocation
• Other risks

Ask for a quote

Our agents will make you an optimal offer according to your needs and capabilities.

What does an accident insurance policy cover?

An insurance policy insures risks against loss or damage as a consequence of:

Basic risks

• permanent disability and reduced working capacity
• Death due to an accident
• Daily allowance costs
• Cost of treatment

Additional risks

• Daily allowance costs

Which accident policy is best for you?

We can negotiate the sum insured based on the agreed risks. The amount of indemnity also depends on the sum insured value if the risk occurs.

There is no limit on the number of policies or the territory to which they apply.

• The cost of insurance depends on the sum insured.
• Insurance risk varies from occupation to occupation
• The group accident insurance cost differs from the individual accident insurance.

Example: Athletes and students have different accident insurance needs and risk exposures, which lead to policies tailored to them.

If you already know what you need, you’ll receive an offer with several options so you can choose the policy you want.

Call or Request a Call

Duration of insurance

Policies may be limited to working hours, so workers are only insured for that period. We also offer 24-hour bodily injury insurance, which protects you after work.

With such insurance, if the injury occurs outside work hours, the worker is fully covered, which is our recommendation.

Insurance is renewed annually and runs from the date the policy is signed.

Insurance is concluded in accordance with the Accident Insurance Terms and Conditions. They detail the risks covered and the risks excluded from the insurance coverage.